Which term describes the risk that the overall IT investment portfolio may fail to deliver value commensurate with cost?

• A. Asset Value
• B. Infrastructure Risk
• C. Investment (Or Expense) Risk
• D. Project Ownership Risk

Answer: (C)

Value realization risk across an IT investment portfolio is about whether the total set of IT investments will deliver benefits that justify the costs. This risk focuses on the portfolio as a whole, not on any single asset or project. The term Investment (Or Expense) Risk captures that uncertainty—the possibility that investments may underperform, fail to deliver anticipated value, or incur costs that outweigh the benefits. Asset Value describes the worth of individual assets rather than the realized value of the investment portfolio. Infrastructure Risk concerns the reliability and performance of the IT infrastructure, and Project Ownership Risk relates to governance and accountability for projects themselves. To manage Investment Risk, organizations use strong business cases, benefits mapping, portfolio governance, staged funding, and post-implementation reviews to ensure value realization aligns with cost.